Privacy Policy

1. Information We Collect

We collect information you provide directly, including your name, email address, phone number, mailing address, date of birth, and payment information when you apply for or purchase insurance products through our platform.

We also automatically collect certain technical information such as your IP address, browser type, device information, and usage patterns when you visit our website.

2. How We Use Your Information

• Process and manage your insurance applications and policies
• Communicate with you about your coverage, payments, and claims
• Verify your identity and prevent fraud
• Improve our services and user experience
• Comply with legal and regulatory requirements
• Send you relevant updates about products and services (with your consent)

3. Information Sharing

We share your information only as necessary to provide our services:

• Insurance Carriers: To process applications, underwrite policies, and manage claims
• Payment Processors: To process premium payments securely
• Service Providers: Third parties who assist in operating our platform
• Legal Requirements: When required by law, regulation, or legal process

We do not sell your personal information to third parties.

4. Data Security

We implement industry-standard security measures to protect your personal information, including encryption of data in transit and at rest, secure payment processing, access controls, and regular security audits. Payment card data is tokenized and never stored on our servers.

5. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Opt out of marketing communications
• Request a copy of your data in a portable format

6. Cookies and Tracking

We use essential cookies to maintain your session and shopping cart. We may use analytics cookies to understand how visitors interact with our site. You can manage cookie preferences through your browser settings.

7. Data Retention

We retain your personal information for as long as your account is active, as needed to provide you services, and as required by applicable laws and regulations. Insurance records may be retained for the duration required by state insurance regulations.

8. Contact Us

If you have questions about this privacy policy or wish to exercise your rights, please contact us at [email protected].